The economy has a lot of us looking at our finances much more closely. Personal budgeting software is one way to keep a firm grip on your cash. While some just keep a simple list in Excel, or use a larger finance package like Quicken, there is some great software geared towards individual budgets.

You Need A Budget Pro (YNAB) is one of the more popular solutions. YNAB costs $50 and claims it will help anyone stop living from check to check. YNAB is very simple. The software is based on the premise that an effective budget looks forward, instead of just simply tallying past expenses. The software has 3 major modes – the “budget” mode, where you plan individual categories for monthly expenses, the “register” mode, where you write down what you actually spent, and the “reports” mode, that shows graphs of your spending. What sets YNAB apart from other budgeting software is its built-in emphasis on good budgeting practice. You are heavily encouraged to budget your income for the coming month, instead of blowing it all in the present. It also encourages you to budget down to $0 – so you assign all of your money to a purpose. As a personal solution, YNAB does what is does very well. If you expect a more in-depth finance package (say, something to help you balance your checkbook) YNAB won’t help. But if you’re looking to write a solid budget, and actually stick to it, YNAB is a great purchase.

I’ve been using Endnote X recently which has some new features that make this version better than previous ones.

For those of you who are new to the Endnote software, this a program that can organize references and automatically link them to be inserted in whichever format you choose to appear in your Microsoft Word document. Once you have created a library, it is very easy to important citations and create a reference list. New features of EndnoteX include the ability to organize your own pdf files in an Endnote library which is an innovative way to store pdfs, because I never quite new how best to do this before. It’s an easy drag and drop feature and then can be compressed and backed up all together. With some new search options, this new version of Endnote is a good improvement on the old classic and one that I can’t do any of my research work without!

Vlogit is the ultimate tool for any internet marketer who wishes to create professional looking video blogs.

The program enables a person to easily and effortlessly insert watermarks and chroma key into a videos background thereby upon completion giving you the option to submit it directly to Youtube or any other supported video submission sites. What makes this program unique is it’s ability to simplify the whole process and the provision of a user friendly operating interface. You may choose to import your video from your mobile or web cam. Another great feature built in is a teleprompter which enables a person with little or no experience to sound like a pro. Simply drag and drop and you’re done.