I would like to share my experience with “Dragon Naturally Speaking” speech to text software. When I first got it I was amazed at the accuracy of it. Don’t get me wrong, you have to speak clearly and enunciate, but actually, the faster you speak (up to a point) the better it recognizes your speech because of the context algorithms.
I am using version 8, non-professional, but there is a new version 9 which they tell me is 99.9% accurate. Keeping in mind that output is only as good as input and I bet it is 99%. I transcribe podcasts and sometimes use it to help me do that. If I don’t know how to spell something instead of using an online dictionary, I just speak my word and get the correct spelling. You can use it to surf the web if you wanted to or had too, but there is a bit of a learning curve for it. If I can scarf up the $100 I am going to upgrade to version 9 professional. And yes I am using it right now.